Another was to use foreign currency: the bank could lend, or accept a bill of exchange, in one currency and collect its debt in another, building a hidden rate of interest into the exchange rate.

另一个好处是他们可以利用外国货币。银行可以用一种货币借出汇票再用另一种货币来收债，暗中调高的汇率就成了银行自己的潜利润。

youdao

Because of RMB's excess issue through "foreign currency assets - RMB" model in China, Central Bank Bill as a debt tool has been replacing the excess currency.

我国的“外汇资产—人民币”发行模式导致了货币的超额发行，央行票据是对中央银行超额发行债务的置换。

youdao

Another was to use foreign currency: the bank could lend, or accept a bill of exchange, in one currency and collect its debt in another, building a hidden rate of interest into the exchange rate.

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